There have been reported cases of banks being hacked at various levels along the security chain. Some of my accounts haven’t synced with Mint for over a year. I did look at YNAB but wasn’t for me, too cumbersome. But my problems with my 2 Colorado PERA accounts still persist. I really need to get more secure, and use quicken, which happens to be the same developers of mint, a company that has a long history safeguarding extremely sensitive financial data. Just wanted to give a quick update to essentially the first trial run of Mint Mobile which is a three month plan before the yearly reset. Typically most user’s computer is more insecure method. I worked with Mint support to fix this for months and eventually they just had me remove it from tracking because they couldn’t fix the problem. Also they fail miserably when you want to try to print an income statement for your household showing income versus expenses. -Sydney. 1 Star 35. capitalone360.com lets you create an “access code” which only allows mint to have read-only access to your data. You cannot produce reports sorted by date so it is useless for tracking expenses month by month on a spreadsheet, and useless for tax prep. Does mint have this feature? If it has trouble connecting to one it just keeps trying over and over again. was very interested and went to use. The two main reasons I would ever use the app are broken. I am simply looking for a program that will take my bills and my income and tell me when to pay what bills and how much should be spent… heck my bank and give me a ton of free graphs and pie charts that track all my spending -dont need that . I just haven’t. While I use Quicken as our primary method to manage our entire finances, I have also somewhat outgrown Quicken as well. I do use another tool, Fund Manager which is not cloud based, but rather desktop based. In this page you can explore Shapermint reviews and also product reviews that you might find helpful. I can’t simply divide this up with a monthly budget. Home/Personal Finance/ Mint.com Review 2020. I would love to find something better where I can manually set up accounts and enter transactions along with online syn. Any suggestions? I use Mint all the time and can certainly recommend it for people looking for a place to consolidate and aggregate all their finances in one place. The issue is in the reporting they don’t consider it tax deferred (ie stating a mutual fund is tax inefficient when in an IRA account). I have used Mint for several years now, primarily because of direct access to the bank accounts. This is an ongoing problem-months. Ease of use. Is this just an OCD manifesting? So the emails just go to my scam/junk folder where I ignore and automatically delete them. If it is, do want accurate information on the subject. However the sync-related issues are horrendous and constant. But it is safer with some banks than with others. They do not care about your score. I love seeing my Net Worth creep up every month. I have been using YouNeedABudget, but still find it tedious to maneuver. Thank you for this post. 🙂. Excellent review. The company brings in revenue from paid advertisements on its website, including credit cards, investment companies, insurance companies and lenders. I used to use Money before it and it’s definitely a step down from Money in capabilities, but it works. I was fine with needing to update sign-in info as it was a reflection of the security detail they have been implementing. Do I really need 50+ categories? I still have Quicken 2006 running for tracking my bank and investment accounts on my Macs. I have considered upgrading Quickbooks but I have been scared off by horror stories and know that Intuit is not Mac friendly. I recently switched to a Mac and run Quicken for Windows under VMWare, but can take a Mac app too. I understand that you can use VMWare Fusion to transfer an existing Windows based Quicken application and data to Mac, but can you use it to start using Quicken for windows on a Mac on a de novo basis? . When they came out with the iPad version, I thought they were on a path to radical improvement. Customer service was poor. They have lots of helpful classes and a great community forum. The RSA getting hacked is a good example. I signed up for mint, but it does allow the manipulation of their categories. EIGHT DAYS to change the old URL to the new one!!! Also take a look at recommended budget percentages by categories of spending when you’re thinking about how you want to set up your category budgets. I’ve been using Credit Sesame to help boost my credit score, to plan for long term expenses like home loans. There is no competition. 10+ gold categories. If you are using Mint, it’s natural to be at least slightly worried about security. Besides, Personal Capital doesn't have the same synchronization issues as Mint.com. It’s absurd to even suggest that. No response, nada. Protecting your passwords is hard to do and even so allowing someone else access to all my acts. Each of my financial acts are responsible for their own security. I tried the eoption but it sends me to blank page. The gold buying category at Golden State Mint lists the following options: I have relied heavily on it for over 4 years, but in the past year its responsiveness has gone down and its glitchiness has gone WAY up. Has anyone else experienced this problem, or found a solution? For better investment tools and more reliable synchronization, I recommend Personal Capital instead. (For one thing, a basic username and password as the only authentication for every user is not bank-level security, so it’s false on its face.) Mint’s official privacy policy states that it does collect basic identifying information from you (name, email address, etc.) It might be a decent program (remember, you get what you pay for) but their “customer service” is HORRIBLE!!!!!!!!!!!!!!! Meanwhile, my student loan payment to Navient tracks as savings. Nothing fancy. In short, would you give me your bank’s login credentials? After a time, Mint makes changes to the behavior of it’s program that cause problems aggregating data. As many other people before me have stated I have been unable to update my accounts for weeks and customer support is THE WORST and they keep sending stock emails that feel somewhat patronizing in nature and then saying the issue is resolved when it absolutely is NOT. Customer service is friendly but really – every week I’ve got an issue that the system itself created. I have to double check every single transaction, there are so many duplicates! They stated it was because I didn’t update my user name to match my email. You totally miss the point. Options are limited for financial software for Macs that are as professional and bug free as Quicken. It is also a great overview, if you trying to do a quick search of how many times you have purchased something. Their support used to be good. Mint is lacking in useful information and instead seems content to let people use their service but find advice and answers elsewhere. Larry, you said in this article that you’re using Excel spreadsheets for keeping track of everything. I loved that I could tag transactions by who did the spending in my family and then compare each person’s spending in any given category (Yes, I got petty and compared how much I spend at the coffee shop each month to how much my husband spends so I could show him a chart!) It’s horribly broken. Personal Capital is one service that offers similar account aggregation capabilities, but with more helpful information for investors. Mint forces you into their categories. They do nothing about my problems except send email with no answers. No Mint charges nothing for their service. I’ve started to question the value of iBank, Quicken or any other tool like this. I’m almost 45 and am realizing that I have to do something now. Learn more about how we make money.Last edited September 15, 2020. I started using an app called “Fund Manager” https://www.fundmanagersoftware.com/ ). manually updating nearly every entry shown from nearly 2 years worth of transactions so that I could get a TRULY accurate account of my spending in various categories for the main purpose of creating and managing a budget. Agreed Matt!! Based on the forums, I’m not the only one suffering from the product glitch. I’ve sent multiple notices and have been waiting over a year for some of these failings to get corrected, but nothing has changed. In most cases, in takes several minutes for accounts to sync, so don’t be alarmed if the balances seem old at first, When you log into Mint, you’ll see all of your accounts and their balances on the left side. Mint is free but here are things you should know. I will say that I am intrigued by Mint but not sure of the security aspect of the software. We have reviewed all of the other personal finance apps, so check them out. While they give you a case # when you log a problem with them, no one documents the case or even looks at the case notes before responding. .which I miss terribly. And, it’s about as effective as reporting the problems to your houseplants. With that said I feel more secure with my data since I can deal with the ‘knowns’ and potential access points. 🙂 Ultimately, I only really miss one thing about iBank: tracking paycheck deductions. If you haven’t gathered, I am a big fan of the Mint service. Categories items on a regular basis. I like them both quite a bit but Mint has a better web interface. As a security professional we have to be correct 100%, a hacker it only takes once. Today, in a support chat, the rep did at least acknowledge that this is a known problem, experience by many users, and that they are working on it. In the meantime I track all my stuff in spreadsheets which works pretty well it’s just a manual process. The failure to fix this after eight years (8 YEARS) tells me that Mint.com isn’t a serious company.. My experience as a professional software developer is that companies which are lazy with details like this are lazy with security and plenty of other things. I love Mint and can highly recommend it as a quick overview of all your accounts, Savings, Credit Card, Mortgages in a single pane. I had one connection problem and it was solved within 12 hours. There must be something better out there. I report the problem each time, and get perfunctory emails which are not very helpful. Morningstar Advisor workstation? It lets you see the sources of your income and — most importantly — what you are spending money on. Thanks for nothing. I started using Mint.com 4 or 5 years ago and it has helped me change my LIFE. I’ve used Mint for about a year, after having given up on MS Money. We all feel that it is the great software till you face the loss of data. this app sucks but website has a million more features, website is great, No graphs, trends really available like w website, and you can’t view desktop version of site from phone. This is a joke. And the ads… the ads! For example If you look at Net Worth they will show a different Net Worth amount on every screen. In fact, we have it on our list of the best investment apps. So even if crooks got your Mint password, they could only see what you have and not directly steal it. Yes, it’s not perfect. Mint is supposed to provide clarity and certainty when it comes to managing your money. The only option you have is sticking with Quicken. It was widely reported at the time that Intuit agreed to the purchase because its own software, Quicken, was inferior to Mint. The only reason I haven’t dropped them yet is because I’m not yet willing to write off the up front investment of time that it took to set it up. With the help of Capterra, learn about Mint Service Desk, its features, pricing information, popular comparisons to other Help Desk products and more. My reaction was always that it would complicate instead of streamline and I have been waiting for a good mac based small business solution. But Mint has gone down the tubes. Mint is Great! They can just let it sit there earning a dwindling amount of ad revenue and providing no further updates. Zero customer service. The security issue is just icing on the cake! I haven’t confirmed this though. This makes it essentially useless. But it still seems scary, but again, Mint doesn’t attach your name to your financial data. You can’t see if it was put into the right category or not. It took me three tries and a supervisor just to get Mint Credit Monitor cancelled. https://investorjunkie.com/4183/quickbooks-online-review/. I can’t stand it any more. The information on Investor Junkie could be different from what you find when visiting a third-party website. I was impressed by the ease in which I connected all my accounts, even faster than using quicken 2013 all from one mobile app. I have used Quicken for a number of years . Last time I checked, that thread was marked as Resolved and closed for comments. I would love to find an alternative, even if I have to pay a small fee. As far adjusting budgets, you can do this via the iPhone app. My advice is to avoid sharing any information whatsoever with mint.com. 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